Mid Penn Bancorp, Inc. (MPB)
Financial Services · NGM
Fundamentals
Valuation and ratings
Mid Penn Bancorp, Inc. trades at USD35.25, close to the USD35.08 our discounted cash flow model puts on the business. On this measure the market and the model broadly agree, so the interesting question is which of them is wrong.
Our moat model scores it 36 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 16.3 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
MPB dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | USD0.490 | 2 |
| 2025 | USD0.820 | 4 |
| 2024 | USD0.800 | 4 |
| 2023 | USD0.800 | 4 |
| 2022 | USD0.800 | 4 |
| 2021 | USD0.840 | 5 |
| 2020 | USD0.770 | 4 |
| 2019 | USD0.790 | 4 |
| 2018 | USD0.450 | 3 |
| 2017 | USD0.770 | 5 |
| 2016 | USD0.680 | 5 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
MPB earnings and analyst estimates
Recommendation mix, 3 analyst ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Mid Penn Bancorp, Inc.
Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, institutional clients, partnerships, non-profit organizations, businesses, and corporations in Pennsylvania and New Jersey, the United States. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and individual retirement accounts. It also provides a range of loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities, and local government loans; and personal loans and lines of credit, home equity lines of credit, commercial lines of credit, commercial real estate financing, SBA loans, and agricultural loans. In addition, the company offers trust, retail investment, wealth management, and personal and business insurance services; private banking; insured cash sweep; debit, credit, and gift cards; online bill payment; and online and telephone banking, cash management, automated teller services, and safe deposit boxes. Mid Penn Bancorp, Inc. was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.
MPB passes 4 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Super investor ownership
5 of the funds we track reported a position in their latest SEC 13F filing. Largest first:
- Two Sigma, TWO SIGMA INVESTMENTS, LP$1.39M · 0.0% of book
- D. E. Shaw, D. E. Shaw & Co., Inc.$1.06M · 0.0% of book
- Ken Griffin, CITADEL ADVISORS LLC$997.8K · 0.0% of book
- Cliff Asness, AQR CAPITAL MANAGEMENT LLC$874.8K · 0.0% of book
- Israel Englander, MILLENNIUM MANAGEMENT LLC$628.1K · 0.0% of book
A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.
Common questions
Is Mid Penn Bancorp, Inc. (MPB) undervalued?
Against our discounted cash flow estimate of USD35.08, MPB at USD35.25 is 0% above fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
Which funds own MPB?
5 of the institutions we track reported a position in MPB in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.
What is MPB's P/E ratio?
MPB trades at 16.3 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does Mid Penn Bancorp, Inc. (MPB) pay a dividend?
Yes. Mid Penn Bancorp, Inc. yields 2.39% at the current share price. It has paid USD0.910 per share over the trailing twelve months. It has paid a dividend in each of the last 15 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
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Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.