The Bank of N.T. Butterfield & Son Limited (NTB)
Financials · NYQ
Price as at 30 Sept 2026, 21:54 UTC. Quotes are delayed.
Fundamentals
Valuation and ratings
The Bank of N.T. Butterfield & Son Limited trades at $57.86, which is 17% above the $47.94 our fair value estimate puts on the business. On that measure it screens as expensive, which is not the same as saying it will fall.
Our moat model scores it 49 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 10.9 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
NTB dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | $1.50 | 3 |
| 2025 | $1.38 | 3 |
| 2024 | $1.76 | 4 |
| 2023 | $1.76 | 4 |
| 2022 | $1.76 | 4 |
| 2021 | $1.76 | 4 |
| 2020 | $1.76 | 4 |
| 2019 | $0.880 | 2 |
| 2018 | $1.52 | 4 |
| 2017 | $1.28 | 4 |
| 2016 | $0.100 | 1 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
NTB earnings and analyst estimates
Recommendation mix, 4 published ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About The Bank of N.T. Butterfield & Son Limited
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.
Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.
NTB passes 6 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
NTB peers
The largest companies in the same industry (Banks - Diversified), then in the same sector.
- JPM JPMorgan Chase & Co.
- BAC Bank of America Corporation
- HSBA.L HSBC Holdings plc
- RY Royal Bank of Canada
- TD The Toronto-Dominion Bank
- SAN Banco Santander, S.A.
- UBS UBS Group AG
- SMFNF Sumitomo Mitsui Financial Group, Inc.
Every financials company we cover is on the Financials hub.
Common questions
Is The Bank of N.T. Butterfield & Son Limited (NTB) undervalued?
Against our fair value estimate of $47.94, NTB at $57.86 is 17% above fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.
What is NTB's P/E ratio?
NTB trades at 10.9 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does The Bank of N.T. Butterfield & Son Limited (NTB) pay a dividend?
Yes. The Bank of N.T. Butterfield & Son Limited yields 3.24% at the current share price. It has paid $1.50 per share over the trailing twelve months. It has paid a dividend in each of the last 10 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
When does NTB report earnings next?
The Bank of N.T. Butterfield & Son Limited is scheduled to report on 27 Oct 2026. Companies move earnings dates, so read it as scheduled rather than certain.
Where does SteadyShares get its NTB data?
Fundamentals for NTB come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 21:54 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.
The full research page for NTB, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.