Sampo Oyj (SAXPF)

Financial Services · PNK

USD10.860.00% today

Fundamentals

Market capUSD28.50B
P/E ratio15.4
Dividend yield3.90%
Revenue growth (YoY)-7.8%
Profit margin15.6%
Return on equity21.3%
52-week rangeUSD9.80 to USD11.75

Valuation and ratings

DCF fair valueUSD5.95
Upside to fair value-45.2%
Moat score61/100
Overall rating43/100, Reduce

Fair value: USD5.95 (-45.2%), see how we got there

Sampo Oyj trades at USD10.86, which is 45% above the USD5.95 our discounted cash flow model puts on the business. On that measure it screens as expensive, which is not the same as saying it will fall.

Our moat model scores it 61 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 15.4 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

SAXPF dividend history

Dividend yield3.90%
Paid, trailing 12 monthsUSD0.422 per share
Most recent paymentUSD0.422, ex 23 Apr 2026
Ex-dividend date23 Apr 2026
Dividend payment date3 May 2018
5-year growth (p.a.)+4.8%
Consecutive years paid12

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)USD0.4221
2025USD0.3851
2024USD0.3861
2023USD0.5091
2022USD0.7801
2021USD0.3771
2020USD0.3051
2019USD0.5761
2018USD0.5761
2017USD0.4481
2016USD0.4351

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

SAXPF earnings and analyst estimates

Next earnings date12 Aug 2026 (in 11 days)

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Sampo Oyj

Sampo Oyj, together with its subsidiaries, provides non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, Spain, Gibraltar, Germany, the Netherlands, France, and the United Kingdom. The company operates through Private Nordic, Private UK, Nordic Commercial, and Nordic Industrial segments. It offers property, casualty, liability, accident, sickness, household, homeowner, motor, travel, marine, aviation, transport, forest, livestock, health, workers compensation, car, van, and bike insurance, as well as reinsurance products under the If, Topdanmark, and Hastings brand names. Sampo Oyj was founded in 1909 and is based in Helsinki, Finland.

Industry: Insurance - DiversifiedEmployees: 15,129HQ: Finland

SAXPF passes 4 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Common questions

Is Sampo Oyj (SAXPF) undervalued?

Against our discounted cash flow estimate of USD5.95, SAXPF at USD10.86 is 45% above fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.

What is SAXPF's P/E ratio?

SAXPF trades at 15.4 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Sampo Oyj (SAXPF) pay a dividend?

Yes. Sampo Oyj yields 3.90% at the current share price. It has paid USD0.422 per share over the trailing twelve months. It has paid a dividend in each of the last 12 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

When does SAXPF report earnings next?

Sampo Oyj is scheduled to report on 12 Aug 2026. Companies move earnings dates, so read it as scheduled rather than certain.

The full research page for SAXPF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.