Seacoast Banking Corporation of Florida (SBCF)

Financials · NMS

$32.16+1.04% today

Price as at 1 Oct 2026, 23:15 UTC. Quotes are delayed.

Fundamentals

Market cap$3.23B
P/E ratio22.3
Dividend yield2.30%
Revenue growth (YoY)+24.1%
Profit margin23.1%
Return on equity5.5%
52-week range$28.58 to $36.27

Valuation and ratings

Fair value estimate$28.12
Upside to fair value-12.6%
Analyst target (mean)$34.83
Analyst range$34.00 to $38.00
Analysts with price targets6
Consensus viewhold
Moat score40/100
Overall rating44/100, low quality

Fair value: $28.12 (-12.6%), see how we got there

Seacoast Banking Corporation of Florida trades at $32.16, close to the $28.12 our fair value estimate puts on the business. On this measure the market and the model broadly agree, so the interesting question is which of them is wrong.

Our moat model scores it 40 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 22.3 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

SBCF dividend history

Dividend yield2.30%
Paid, trailing 12 months$0.760 per share
Most recent payment$0.190, ex 15 Sept 2026
Consecutive years of growth4
Consecutive years paid5

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.5703
2025$0.7304
2024$0.7204
2023$0.7104
2022$0.6404
2021$0.3903
2009$0.0501
2008$1.704
2007$3.204
2006$3.054
2005$2.904

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

SBCF earnings and analyst estimates

EPS estimate, next year$2.72
Expected EPS growth+8.1%
Expected revenue growth+5.9%

Recommendation mix, 6 published ratings

2 buy4 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.

Industry: Banks - RegionalEmployees: 1,964HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

SBCF passes 2 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

7 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in SBCF

Trades in SBCF disclosed by members of Congress and executive-branch officials, latest first:

  • Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 16 Jun 2025 · disclosed 10 Jul 2025
  • Daniel Goldman · HouseSell · $15,001 - $50,000 · traded 31 Jan 2023 · disclosed 24 Feb 2023
  • Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 3 Nov 2020 · disclosed 5 Nov 2020
  • Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 15 May 2020 · disclosed 16 Jun 2020
  • Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 5 Nov 2019 · disclosed 11 Dec 2019

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

SBCF peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Seacoast Banking Corporation of Florida (SBCF) undervalued?

Against our fair value estimate of $28.12, SBCF at $32.16 is 13% above fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own SBCF?

7 of the institutions we track reported a position in SBCF in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is SBCF's P/E ratio?

SBCF trades at 22.3 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Seacoast Banking Corporation of Florida (SBCF) pay a dividend?

Yes. Seacoast Banking Corporation of Florida yields 2.30% at the current share price. It has paid $0.760 per share over the trailing twelve months. It has paid a dividend in each of the last 5 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its SBCF data?

Fundamentals for SBCF come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 23:15 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for SBCF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.