Unum Group (UNM)
Financials · NYQ
Price as at 1 Oct 2026, 15:18 UTC. Quotes are delayed.
Fundamentals
Valuation and ratings
Unum Group trades at $86.57, which is 102% below the $175.18 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 34 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 19.0 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
UNM dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | $0.505 | 1 |
| 2025 | $1.76 | 4 |
| 2024 | $1.57 | 4 |
| 2023 | $1.39 | 4 |
| 2022 | $1.26 | 4 |
| 2021 | $1.17 | 4 |
| 2020 | $1.14 | 4 |
| 2019 | $1.09 | 4 |
| 2018 | $0.980 | 4 |
| 2017 | $0.860 | 4 |
| 2016 | $0.770 | 4 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
UNM earnings and analyst estimates
Recommendation mix, 13 published ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Unum Group
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.
Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.
UNM passes 3 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Super investor ownership
15 of the funds we track reported a position in their latest SEC 13F filing. Largest first:
- Cliff Asness, AQR CAPITAL MANAGEMENT LLC$266.19M · 0.1% of book
- Two Sigma, TWO SIGMA INVESTMENTS, LP$157.33M · 0.1% of book
- Arrowstreet Capital, ARROWSTREET CAPITAL, LIMITED PARTNERSHIP$134.39M · 0.1% of book
- Israel Englander, MILLENNIUM MANAGEMENT LLC$123.70M · 0.0% of book
- D. E. Shaw, D. E. Shaw & Co., Inc.$103.57M · 0.1% of book
A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.
Politician trades in UNM
Trades in UNM disclosed by members of Congress and executive-branch officials, latest first:
- Daniel Goldman · HouseSell · $1,001 - $15,000 · traded 10 Apr 2023 · disclosed 19 May 2023
- Daniel Goldman · HouseBuy · $1,001 - $15,000 · traded 1 Mar 2023 · disclosed 17 Apr 2023
- Gilbert Cisneros · HouseSell · $1,001 - $15,000 · traded 18 Mar 2020 · disclosed 16 Apr 2020
- Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 14 Aug 2019 · disclosed 11 Sept 2019
A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.
UNM peers
The largest companies in the same industry (Insurance - Life), then in the same sector.
- GWLIF Great-West Lifeco Inc.
- PRU Prudential Financial, Inc.
- PUK Prudential plc
- MET-PA MetLife, Inc.
- DSY.JO Discovery Limited
- PRI Primerica, Inc.
- JXN Jackson Financial Inc.
- LNC Lincoln National Corporation
Every financials company we cover is on the Financials hub.
Common questions
Is Unum Group (UNM) undervalued?
Against our fair value estimate of $175.18, UNM at $86.57 is 102% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.
Which funds own UNM?
15 of the institutions we track reported a position in UNM in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.
What is UNM's P/E ratio?
UNM trades at 19.0 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does Unum Group (UNM) pay a dividend?
Yes. Unum Group yields 2.30% at the current share price. It has paid $0.965 per share over the trailing twelve months. It has paid a dividend in each of the last 39 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
Where does SteadyShares get its UNM data?
Fundamentals for UNM come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 15:18 UTC and is delayed. Our data quality score for this company is 96/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.
The full research page for UNM, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.