Banco Bilbao Vizcaya Argentaria, S.A. (BBVXF)
Financial Services · PNK
Fundamentals
Valuation and ratings
Banco Bilbao Vizcaya Argentaria, S.A. trades at USD26.86, which is 109% below the USD56.19 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 60 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 12.3 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
BBVXF dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | USD0.696 | 1 |
| 2025 | USD0.448 | 1 |
| 2024 | USD0.741 | 2 |
| 2023 | USD0.505 | 2 |
| 2022 | USD0.369 | 2 |
| 2021 | USD0.163 | 2 |
| 2020 | USD0.173 | 1 |
| 2019 | USD0.289 | 2 |
| 2018 | USD0.299 | 2 |
| 2017 | USD0.190 | 2 |
| 2016 | USD0.323 | 3 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
BBVXF earnings and analyst estimates
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Banco Bilbao Vizcaya Argentaria, S.A.
Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.
BBVXF passes 6 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Common questions
Is Banco Bilbao Vizcaya Argentaria, S.A. (BBVXF) undervalued?
Against our discounted cash flow estimate of USD56.19, BBVXF at USD26.86 is 109% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
What is BBVXF's P/E ratio?
BBVXF trades at 12.3 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does Banco Bilbao Vizcaya Argentaria, S.A. (BBVXF) pay a dividend?
Yes. Banco Bilbao Vizcaya Argentaria, S.A. yields 4.14% at the current share price. It has paid USD0.696 per share over the trailing twelve months. It has paid a dividend in each of the last 12 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
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Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.