Banca Monte dei Paschi di Siena S.p.A. (BMDPF)

Financials · PNK

$13.310.00% today

Price as at 30 Sept 2026, 16:35 UTC. Quotes are delayed.

Fundamentals

Market cap$38.98B
P/E ratio8.2
Dividend yield7.50%
Revenue growth (YoY)+95.9%
Profit margin59.6%
Return on equity13.3%
52-week range$8.05 to $13.92

Valuation and ratings

Fair value estimate$13.35
Upside to fair value+0.3%
Moat score51/100
Overall rating61/100, good quality

Fair value: $13.35 (+0.3%), see how we got there

Banca Monte dei Paschi di Siena S.p.A. trades at $13.31, close to the $13.35 our fair value estimate puts on the business. On this measure the market and the model broadly agree, so the interesting question is which of them is wrong.

Our moat model scores it 51 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 8.2 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

BMDPF dividend history

Dividend yield7.50%
Most recent payment$0.960, ex 19 May 2025
Consecutive years of growth1
Consecutive years paid2

Dividends per share by year

YearTotal per sharePayments
2025$0.9601
2024$0.2721

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About Banca Monte dei Paschi di Siena S.p.A.

Banca Monte dei Paschi di Siena S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. It operates through four segments: Retail Banking, Wealth Management, Corporate Banking, and Large Corporate and Investment Banking. The company offers savings and deposit accounts, cards, advanced payment systems, insurance products, pensions, mortgages, and loans, as well as financial advisory, electronic payment, self-service customer operations, and consultancy services. It also provides asset management, financial planning, consultancy on non-financial services, and fiduciary and trust services; and credit intermediation, collaboration with trade associations, factoring offers, and third-party custody and storage services for dairy products. In addition, the company offers corporate and structured finance, medium and long-term credit, and specialized support, as well as leasing and bancassurance. It serves private customers, corporate and large group clients, and small and medium enterprises. The company was founded in 1472 and is headquartered in Siena, Italy.

Industry: Banks - RegionalEmployees: 21,817HQ: Italy

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

BMDPF passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

BMDPF peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Banca Monte dei Paschi di Siena S.p.A. (BMDPF) undervalued?

Against our fair value estimate of $13.35, BMDPF at $13.31 is 0% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is BMDPF's P/E ratio?

BMDPF trades at 8.2 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Banca Monte dei Paschi di Siena S.p.A. (BMDPF) pay a dividend?

Yes. Banca Monte dei Paschi di Siena S.p.A. yields 7.50% at the current share price. It has paid a dividend in each of the last 2 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its BMDPF data?

Fundamentals for BMDPF come from company filings and exchange data, as listed on PNK; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 16:35 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for BMDPF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.