Chesapeake Financial Shares, Inc. (CPKF)
Financial Services · OQX
Fundamentals
Valuation and ratings
Chesapeake Financial Shares, Inc. trades at USD39.25, which is 113% below the USD83.60 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 46 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 9.0 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
CPKF dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | USD0.350 | 2 |
| 2025 | USD0.650 | 4 |
| 2024 | USD0.625 | 4 |
| 2023 | USD0.605 | 4 |
| 2022 | USD0.580 | 4 |
| 2021 | USD0.530 | 4 |
| 2020 | USD0.500 | 4 |
| 2019 | USD0.487 | 4 |
| 2018 | USD0.458 | 4 |
| 2017 | USD0.425 | 4 |
| 2016 | USD0.408 | 4 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
CPKF earnings and analyst estimates
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Chesapeake Financial Shares, Inc.
Chesapeake Financial Shares, Inc. operates as the bank holding company for Chesapeake Bank that provides various banking products and services for individuals and businesses in the United States. The company accepts interest and noninterest checking, savings, and money market accounts; variable-rate and fixed-term money market accounts; and certificates of deposit. It also offers commercial and industrial loans comprising secured and unsecured loans for working capital and expansion, as well as for other business purposes, including owner-occupied commercial development, retail, builders/contractors, medical, service and professional, hospitality, nonprofits, marine industry, and agricultural and seafood loans; owner- and non-owner-occupied commercial real estate loans; construction, land development, and other land loans; residential 1-4 family first mortgages; home equity loans and lines of credit; and secured and unsecured consumer loans. In addition, the company provides merchant processing, accounts receivable financing, wealth management and trust, and mortgage banking services, as well as cash management services; and brokerage and estate management services. Chesapeake Financial Shares, Inc. was founded in 1900 and is based in Kilmarnock, Virginia.
CPKF passes 6 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Common questions
Is Chesapeake Financial Shares, Inc. (CPKF) undervalued?
Against our discounted cash flow estimate of USD83.60, CPKF at USD39.25 is 113% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.
What is CPKF's P/E ratio?
CPKF trades at 9.0 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does Chesapeake Financial Shares, Inc. (CPKF) pay a dividend?
Yes. Chesapeake Financial Shares, Inc. yields 1.91% at the current share price. It has paid USD0.680 per share over the trailing twelve months. It has paid a dividend in each of the last 20 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
The full research page for CPKF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.