Foresight Financial Group, Inc. (FGFH)

Financials · OQX

$49.51-0.96% today

Price as at 1 Oct 2026, 08:23 UTC. Quotes are delayed.

Fundamentals

Market cap$182.95M
P/E ratio14.8
Dividend yield1.66%
Revenue growth (YoY)-3.0%
Profit margin23.1%
Return on equity7.4%
52-week range$32.60 to $51.00

Valuation and ratings

Fair value estimate$111.36
Upside to fair value+124.9%
Moat score25/100
Overall rating55/100, good quality

Fair value: $111.36 (+124.9%), see how we got there

Foresight Financial Group, Inc. trades at $49.51, which is 125% below the $111.36 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 25 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 14.8 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

FGFH dividend history

Dividend yield1.66%
Paid, trailing 12 months$0.860 per share
Most recent payment$0.220, ex 14 Aug 2026
5-year growth (p.a.)+17.3%
Consecutive years of growth10
Consecutive years paid21

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.6603
2025$0.8004
2024$0.7204
2023$0.6404
2022$0.5404
2021$0.4204
2020$0.3604
2019$0.3304
2018$0.3004
2017$0.2604
2016$0.2204

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About Foresight Financial Group, Inc.

Foresight Financial Group, Inc. provides banking services to individuals and businesses through its facilities in the Rockford, Freeport, German Valley, Davis, Lena, Winnebago, Pecatonica, Kankakee, Loves Park, Machesney Park, Belvidere, and Herscher, and Illinois areas. Its deposit products include demand deposits and certificates of deposit; and loan portfolio comprises agricultural, agribusiness, commercial, real estate, and installment loans. It serves individuals and businesses. Foresight Financial Group, Inc. is based in Winnebago, Illinois.

Industry: Banks - RegionalHQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

FGFH passes 1 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

FGFH peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Foresight Financial Group, Inc. (FGFH) undervalued?

Against our fair value estimate of $111.36, FGFH at $49.51 is 125% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is FGFH's P/E ratio?

FGFH trades at 14.8 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Foresight Financial Group, Inc. (FGFH) pay a dividend?

Yes. Foresight Financial Group, Inc. yields 1.66% at the current share price. It has paid $0.860 per share over the trailing twelve months. It has paid a dividend in each of the last 21 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its FGFH data?

Fundamentals for FGFH come from company filings and exchange data, as listed on OQX; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 08:23 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for FGFH, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.