Foresight Financial Group, Inc. (FGFH)

Financial Services · OQX

USD50.500.00% today

Fundamentals

Market capUSD182.95M
P/E ratio14.8
Dividend yield1.66%
Revenue growth (YoY)-3.0%
Profit margin23.1%
Return on equity7.4%
52-week rangeUSD31.30 to USD50.68

Valuation and ratings

DCF fair valueUSD111.36
Upside to fair value+120.5%
Moat score25/100
Overall rating55/100, Buy

Fair value: USD111.36 (+120.5%), see how we got there

Foresight Financial Group, Inc. trades at USD50.50, which is 121% below the USD111.36 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 25 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 14.8 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

FGFH dividend history

Dividend yield1.66%
Paid, trailing 12 monthsUSD0.840 per share
Most recent paymentUSD0.220, ex 15 May 2026
Ex-dividend date15 May 2026
Dividend payment date22 May 2026
5-year growth (p.a.)+17.3%
Consecutive years of growth10
Consecutive years paid21

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)USD0.4402
2025USD0.8004
2024USD0.7204
2023USD0.6404
2022USD0.5404
2021USD0.4204
2020USD0.3604
2019USD0.3304
2018USD0.3004
2017USD0.2604
2016USD0.2204

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About Foresight Financial Group, Inc.

Foresight Financial Group, Inc. provides banking services to individuals and businesses through its facilities in the Rockford, Freeport, German Valley, Davis, Lena, Winnebago, Pecatonica, Kankakee, Loves Park, Machesney Park, Belvidere, and Herscher, and Illinois areas. Its deposit products include demand deposits and certificates of deposit; and loan portfolio comprises agricultural, agribusiness, commercial, real estate, and installment loans. It serves individuals and businesses. Foresight Financial Group, Inc. is based in Winnebago, Illinois.

Industry: Banks - RegionalHQ: United States

FGFH passes 1 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Common questions

Is Foresight Financial Group, Inc. (FGFH) undervalued?

Against our discounted cash flow estimate of USD111.36, FGFH at USD50.50 is 121% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.

What is FGFH's P/E ratio?

FGFH trades at 14.8 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Foresight Financial Group, Inc. (FGFH) pay a dividend?

Yes. Foresight Financial Group, Inc. yields 1.66% at the current share price. It has paid USD0.840 per share over the trailing twelve months. It has paid a dividend in each of the last 21 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

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Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.