Home Federal Bancorp, Inc. of Louisiana (HFBL)

Financials · NCM

$24.77-0.92% today

Price as at 1 Oct 2026, 10:11 UTC. Quotes are delayed.

Fundamentals

Market cap$70.21M
P/E ratio11.9
Dividend yield2.61%
Revenue growth (YoY)+10.6%
Profit margin25.6%
Return on equity10.5%
52-week range$13.70 to $28.00

Valuation and ratings

Fair value estimate$50.58
Upside to fair value+104.2%
Moat score36/100
Overall rating64/100, good quality

Fair value: $50.58 (+104.2%), see how we got there

Home Federal Bancorp, Inc. of Louisiana trades at $24.77, which is 104% below the $50.58 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 36 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 11.9 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

HFBL dividend history

Dividend yield2.61%
Paid, trailing 12 months$0.555 per share
Most recent payment$0.150, ex 27 Jul 2026
5-year growth (p.a.)+10.3%
Consecutive years of growth12
Consecutive years paid19

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.4203
2025$0.5304
2024$0.5104
2023$0.4904
2022$0.4404
2021$0.3664
2020$0.3254
2019$0.3004
2018$0.2604
2017$0.2104
2016$0.1704

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About Home Federal Bancorp, Inc. of Louisiana

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit and credit cards. The company also provides loans, including one-to-four family residential real estate, commercial real estate secured, multifamily residential, commercial business, land, construction, home equity and second mortgage, consumer non-real estate loans, as well as equity lines of credit. Home Federal Bancorp, Inc. was founded in 1924 and is based in Shreveport, Louisiana.

Industry: Banks - RegionalEmployees: 72HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

HFBL passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

HFBL peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Home Federal Bancorp, Inc. of Louisiana (HFBL) undervalued?

Against our fair value estimate of $50.58, HFBL at $24.77 is 104% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is HFBL's P/E ratio?

HFBL trades at 11.9 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Home Federal Bancorp, Inc. of Louisiana (HFBL) pay a dividend?

Yes. Home Federal Bancorp, Inc. of Louisiana yields 2.61% at the current share price. It has paid $0.555 per share over the trailing twelve months. It has paid a dividend in each of the last 19 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its HFBL data?

Fundamentals for HFBL come from company filings and exchange data, as listed on NCM; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 10:11 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for HFBL, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.