LCNB Corp. (LCNB)

Financials · NCM · US

$18.79+1.73% today

Price as at 1 Oct 2026, 23:23 UTC. Quotes are delayed.

Fundamentals

Market cap$265.43M
P/E ratio10.8
Dividend yield4.73%
Revenue growth (YoY)+9.2%
Profit margin26.7%
Return on equity9.0%
52-week range$14.31 to $21.32

Valuation and ratings

Analyst target (mean)$21.25
Analyst range$20.50 to $22.00
Analysts with price targets2
Consensus viewnone
Moat score35/100
Overall rating52/100, moderate quality

LCNB Corp. trades at $18.79. We do not hold enough of the inputs to value this company with the confidence the estimate implies, so we publish no fair value for it rather than a number we would not defend.

Our moat model scores it 35 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 10.8 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

LCNB dividend history

Dividend yield4.73%
Paid, trailing 12 months$0.880 per share
Most recent payment$0.220, ex 1 Sept 2026
5-year growth (p.a.)+3.8%
Consecutive years paid26

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.6603
2025$0.8804
2024$0.8804
2023$0.8504
2022$0.8104
2021$0.7704
2020$0.7304
2019$0.6904
2018$0.6504
2017$0.6404
2016$0.6404

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

LCNB earnings and analyst estimates

Next earnings date22 Oct 2026 (in 20 days)
EPS estimate, next year$1.85
Expected EPS growth+3.1%
Expected revenue growth+1.2%

Recommendation mix, 2 published ratings

0 buy2 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About LCNB Corp.

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and small business administration loans; residential mortgage loans, such as loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages; and consumer lending comprising automobile, boat, home improvement, and personal loans. In addition, it offers trust administration, estate settlement, and fiduciary services; and investment management of trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, the company offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, it provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.

Industry: Banks - RegionalEmployees: 328HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

LCNB passes 5 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

4 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

LCNB peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Which funds own LCNB?

4 of the institutions we track reported a position in LCNB in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is LCNB's P/E ratio?

LCNB trades at 10.8 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does LCNB Corp. (LCNB) pay a dividend?

Yes. LCNB Corp. yields 4.73% at the current share price. It has paid $0.880 per share over the trailing twelve months. It has paid a dividend in each of the last 26 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

When does LCNB report earnings next?

LCNB Corp. is scheduled to report on 22 Oct 2026. Companies move earnings dates, so read it as scheduled rather than certain.

Where does SteadyShares get its LCNB data?

Fundamentals for LCNB come from company filings and exchange data, as listed on NCM; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 23:23 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for LCNB, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.