Monroe Federal Bancorp, Inc. (MFBI)

Financial Services · OQB

USD11.850.00% today

Fundamentals

Market capUSD6.42M
Revenue growth (YoY)-20.3%
Profit margin-12.9%
Return on equity-4.2%
52-week rangeUSD10.71 to USD16.90

Valuation and ratings

DCF fair valueUSD25.43
Upside to fair value+114.6%
Moat score5/100
Overall rating42/100, Reduce

Fair value: USD25.43 (+114.6%), see how we got there

Monroe Federal Bancorp, Inc. trades at USD11.85, which is 115% below the USD25.43 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 5 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

About Monroe Federal Bancorp, Inc.

Monroe Federal Bancorp, Inc. operates as the bank holding company for Monroe Federal Savings and Loan Association that provides various banking products and services to individual customers in western Ohio. The company offers various deposit accounts, including non-interest bearing demand, interest-bearing demand, savings, checking, money market, and individual retirement accounts, as well as certificates of deposit. It also provides one- to four-family residential mortgage, commercial real estate, multi-family, construction and land development, commercial and industrial, home equity, and consumer loans, as well as lines of credit. In addition, the company invests in securities. Monroe Federal Bancorp, Inc. was founded in 1875 and is headquartered in Tipp City, Ohio.

Industry: Banks - RegionalEmployees: 23HQ: United States

MFBI passes 1 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Common questions

Is Monroe Federal Bancorp, Inc. (MFBI) undervalued?

Against our discounted cash flow estimate of USD25.43, MFBI at USD11.85 is 115% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.

The full research page for MFBI, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.