Monroe Federal Bancorp, Inc. (MFBI)

Financials · OQB

$12.780.00% today

Price as at 30 Sept 2026, 21:11 UTC. Quotes are delayed.

Fundamentals

Market cap$6.42M
Revenue growth (YoY)-20.3%
Profit margin-12.9%
Return on equity-4.2%
52-week range$10.71 to $12.92

Valuation and ratings

Fair value estimate$25.43
Upside to fair value+99.0%
Moat score5/100
Overall rating42/100, low quality

Fair value: $25.43 (+99.0%), see how we got there

Monroe Federal Bancorp, Inc. trades at $12.78, which is 99% below the $25.43 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 5 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

About Monroe Federal Bancorp, Inc.

Monroe Federal Bancorp, Inc. operates as the bank holding company for Monroe Federal Savings and Loan Association that provides various banking products and services to individual customers in western Ohio. The company offers various deposit accounts, including non-interest bearing demand, interest-bearing demand, savings, checking, money market, and individual retirement accounts, as well as certificates of deposit. It also provides one- to four-family residential mortgage, commercial real estate, multi-family, construction and land development, commercial and industrial, home equity, and consumer loans, as well as lines of credit. In addition, the company invests in securities. Monroe Federal Bancorp, Inc. was founded in 1875 and is headquartered in Tipp City, Ohio.

Industry: Banks - RegionalEmployees: 23HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

MFBI passes 1 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

MFBI peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Monroe Federal Bancorp, Inc. (MFBI) undervalued?

Against our fair value estimate of $25.43, MFBI at $12.78 is 99% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Where does SteadyShares get its MFBI data?

Fundamentals for MFBI come from company filings and exchange data, as listed on OQB; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 21:11 UTC and is delayed. Our data quality score for this company is 67/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for MFBI, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.