Origin Bancorp, Inc. (OBK)

Financials · NYQ

$52.25-0.95% today

Price as at 30 Sept 2026, 22:10 UTC. Quotes are delayed.

Fundamentals

Market cap$1.64B
P/E ratio20.6
Dividend yield1.94%
Revenue growth (YoY)+9.3%
Profit margin23.0%
Return on equity6.6%
52-week range$32.13 to $55.57

Valuation and ratings

Fair value estimate$99.33
Upside to fair value+90.1%
Analyst target (mean)$54.60
Analyst range$50.00 to $58.00
Analysts with price targets5
Consensus viewbuy
Moat score35/100
Overall rating64/100, good quality

Fair value: $99.33 (+90.1%), see how we got there

Origin Bancorp, Inc. trades at $52.25, which is 90% below the $99.33 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 35 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 20.6 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

OBK dividend history

Dividend yield1.94%
Paid, trailing 12 months$0.800 per share
Most recent payment$0.250, ex 14 Aug 2026
5-year growth (p.a.)+9.6%
Consecutive years paid8

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.6503
2025$0.6004
2024$0.6004
2023$0.6004
2022$0.5804
2021$0.4904
2020$0.3794
2019$0.2524
2018$0.0993

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

OBK earnings and analyst estimates

EPS estimate, next year$4.24
Expected EPS growth+8.4%
Expected revenue growth+6.0%

Recommendation mix, 5 published ratings

4 buy1 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Origin Bancorp, Inc.

Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, and residential mortgage loans. The company offers personal and commercial property, and casualty insurance products; and internet banking and voice response information, mobile applications, cash management, business credit cards, overdraft protection, direct deposit, safe deposit boxes, automatic account transfers, peer-to-peer electronic pay solutions, and personal financial management solutions; and mobile and online banking, treasury management, mortgage origination and servicing facilities, commercial and consumer loans, and insurance services. The company was founded in 1991 and is headquartered in Ruston, Louisiana.

Industry: Banks - RegionalEmployees: 988HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

OBK passes 1 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

9 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

OBK peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Origin Bancorp, Inc. (OBK) undervalued?

Against our fair value estimate of $99.33, OBK at $52.25 is 90% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own OBK?

9 of the institutions we track reported a position in OBK in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is OBK's P/E ratio?

OBK trades at 20.6 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Origin Bancorp, Inc. (OBK) pay a dividend?

Yes. Origin Bancorp, Inc. yields 1.94% at the current share price. It has paid $0.800 per share over the trailing twelve months. It has paid a dividend in each of the last 8 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its OBK data?

Fundamentals for OBK come from company filings and exchange data, as listed on NYQ; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 22:10 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for OBK, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.