Peapack-Gladstone Financial Corporation (PGC)

Financials · NMS

$43.62-0.21% today

Price as at 30 Sept 2026, 23:36 UTC. Quotes are delayed.

Fundamentals

Market cap$816.82M
P/E ratio18.7
Dividend yield0.42%
Revenue growth (YoY)+25.5%
Profit margin16.0%
Return on equity6.6%
52-week range$24.71 to $49.14

Valuation and ratings

Fair value estimate$95.10
Upside to fair value+118.0%
Analyst target (mean)$52.94
Analyst range$47.75 to $55.00
Analysts with price targets4
Consensus viewstrong buy
Moat score32/100
Overall rating59/100, good quality

Fair value: $95.10 (+118.0%), see how we got there

Peapack-Gladstone Financial Corporation trades at $43.62, which is 118% below the $95.10 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 32 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 18.7 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

PGC dividend history

Dividend yield0.42%
Paid, trailing 12 months$0.200 per share
Most recent payment$0.050, ex 13 Aug 2026
5-year growth (p.a.)0.0%
Consecutive years paid27

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.1503
2025$0.2004
2024$0.2004
2023$0.2004
2022$0.2004
2021$0.2004
2020$0.2004
2019$0.2004
2018$0.2004
2017$0.2004
2016$0.2004

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

PGC earnings and analyst estimates

EPS estimate, next year$4.86
Expected EPS growth+30.1%
Expected revenue growth+11.6%

Recommendation mix, 4 published ratings

4 buy0 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) lending and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management, C&I advisory, escrow management, deposit generation, and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; wealth management clients include individuals, families, foundations, endowments, trusts, and estates; and commercial loan clients include business owners, professionals, retailers, contractors, and real estate investors. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines. The company was founded in 1921 and is headquartered in Bedminster, New Jersey.

Industry: Banks - RegionalEmployees: 682HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

PGC passes 2 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

7 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

PGC peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Peapack-Gladstone Financial Corporation (PGC) undervalued?

Against our fair value estimate of $95.10, PGC at $43.62 is 118% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own PGC?

7 of the institutions we track reported a position in PGC in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is PGC's P/E ratio?

PGC trades at 18.7 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Peapack-Gladstone Financial Corporation (PGC) pay a dividend?

Yes. Peapack-Gladstone Financial Corporation yields 0.42% at the current share price. It has paid $0.200 per share over the trailing twelve months. It has paid a dividend in each of the last 27 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its PGC data?

Fundamentals for PGC come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 23:36 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for PGC, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.