Southern Missouri Bancorp, Inc. (SMBC)

Financials · NGM

$70.90-0.07% today

Price as at 1 Oct 2026, 01:35 UTC. Quotes are delayed.

Fundamentals

Market cap$853.05M
P/E ratio12.9
Dividend yield1.28%
Revenue growth (YoY)+6.5%
Profit margin36.3%
Return on equity12.2%
52-week range$47.60 to $79.86

Valuation and ratings

Analyst target (mean)$76.67
Analyst range$75.00 to $79.00
Analysts with price targets3
Consensus viewbuy
Moat score40/100
Overall rating65/100, good quality

Southern Missouri Bancorp, Inc. trades at $70.90. Our model's figure for Southern Missouri Bancorp, Inc. is more than double the highest analyst price target on record. That points to a problem with the inputs rather than a bargain, so we publish no estimate until they produce one that passes this check.

Our moat model scores it 40 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 12.9 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

SMBC dividend history

Dividend yield1.28%
Paid, trailing 12 months$1.02 per share
Most recent payment$0.270, ex 14 Aug 2026
5-year growth (p.a.)+9.9%
Consecutive years of growth14
Consecutive years paid31

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$0.7703
2025$0.9604
2024$0.8804
2023$0.8404
2022$0.8204
2021$0.7204
2020$0.6004
2019$0.5604
2018$0.4804
2017$0.4204
2016$0.3804

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

SMBC earnings and analyst estimates

EPS estimate, next year$6.57
Expected EPS growth+6.3%
Expected revenue growth+6.2%

Recommendation mix, 3 published ratings

1 buy2 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; consumer loans; and business financing, including small business, working capital, business real estate, and equipment loans. In addition, the company offers fiduciary and investment management services; brokerage services of commercial and consumer insurance products; cash management and merchant services; online and mobile banking services; refinance services; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

Industry: Banks - RegionalEmployees: 711HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

SMBC passes 3 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

7 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

SMBC peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Which funds own SMBC?

7 of the institutions we track reported a position in SMBC in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is SMBC's P/E ratio?

SMBC trades at 12.9 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Southern Missouri Bancorp, Inc. (SMBC) pay a dividend?

Yes. Southern Missouri Bancorp, Inc. yields 1.28% at the current share price. It has paid $1.02 per share over the trailing twelve months. It has paid a dividend in each of the last 31 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its SMBC data?

Fundamentals for SMBC come from company filings and exchange data, as listed on NGM; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 01:35 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for SMBC, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.