VWF Bancorp, Inc. (VWFB)

Financials · OQX

$14.650.00% today

Price as at 1 Oct 2026, 03:47 UTC. Quotes are delayed.

Fundamentals

Market cap$28.79M
P/E ratio65.7
Revenue growth (YoY)+32.9%
Profit margin4.1%
Return on equity1.2%
52-week range$11.02 to $15.43

Valuation and ratings

Fair value estimate$18.48
Upside to fair value+26.1%
Moat score19/100
Overall rating39/100, low quality

Fair value: $18.48 (+26.1%), see how we got there

VWF Bancorp, Inc. trades at $14.65, which is 26% below the $18.48 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 19 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 65.7 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

About VWF Bancorp, Inc.

VWF Bancorp, Inc. operates as the holding company for GreenWay Bank, which provides loans and accepts deposits in the United States. Its deposit products include interest-bearing deposits, savings accounts, money market deposits, checking accounts, individual retirement accounts, and certificates of deposit. Its loan portfolio consists primarily of commercial real estate loans, agricultural real estate loans, construction and land loans, commercial and industrial loans, home equity lines of credit, consumer loans, and multifamily loans. VWF Bancorp, Inc. was founded in 1889 and is headquartered in Van Wert, Ohio.

Industry: Banks - RegionalHQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

VWFB passes 2 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

VWFB peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is VWF Bancorp, Inc. (VWFB) undervalued?

Against our fair value estimate of $18.48, VWFB at $14.65 is 26% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is VWFB's P/E ratio?

VWFB trades at 65.7 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Where does SteadyShares get its VWFB data?

Fundamentals for VWFB come from company filings and exchange data, as listed on OQX; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 03:47 UTC and is delayed. Our data quality score for this company is 79/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for VWFB, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.