BCB Bancorp, Inc. (BCBP)

Financial Services · NGM

USD10.14+1.10% today

Fundamentals

Market capUSD178.49M
Dividend yield4.34%
Revenue growth (YoY)+650.6%
Profit margin0.9%
Return on equity0.2%
52-week rangeUSD7.31 to USD11.71

Valuation and ratings

DCF fair valueUSD16.25
Upside to fair value+60.3%
Analyst target (mean)USD11.75
Analyst rangeUSD11.00 to USD13.25
Analysts covering3
Consensus viewbuy
Moat score12/100
Overall rating50/100, Hold

Fair value: USD16.25 (+60.3%), see how we got there

BCB Bancorp, Inc. trades at USD10.14, which is 60% below the USD16.25 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 12 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

BCBP dividend history

Dividend yield4.34%
Paid, trailing 12 monthsUSD0.480 per share
Most recent paymentUSD0.080, ex 6 May 2026
Ex-dividend date6 May 2026
Dividend payment date20 May 2026
5-year growth (p.a.)+2.7%
Consecutive years paid20

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)USD0.1602
2025USD0.6404
2024USD0.6404
2023USD0.6404
2022USD0.6404
2021USD0.6004
2020USD0.5604
2019USD0.5604
2018USD0.5604
2017USD0.5604
2016USD0.5604

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

BCBP earnings and analyst estimates

Next earnings date31 Jul 2026 (in 5 days)
EPS estimate, next yearUSD1.22
Expected EPS growth+13.2%

Recommendation mix, 3 analyst ratings

1 buy2 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About BCB Bancorp, Inc.

BCB Bancorp, Inc. operates as the bank holding company for BCB Community Bank that provides various banking products and services to businesses and individuals in the United States. The company offers insured deposit products, including savings and club accounts, interest and non-interest-bearing demand, money market, certificates of deposit, and individual retirement accounts. It also provides various loan products, such as commercial and multifamily real estate, one-to-four family mortgage, commercial business, construction, home equity, and consumer loans. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository, debit cards, online and mobile banking, fraud detection, and automated teller services. BCB Bancorp, Inc. was founded in 2000 and is based in Bayonne, New Jersey.

Industry: Banks - RegionalEmployees: 295HQ: United States

BCBP passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

5 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Common questions

Is BCB Bancorp, Inc. (BCBP) undervalued?

Against our discounted cash flow estimate of USD16.25, BCBP at USD10.14 is 60% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.

Which funds own BCBP?

5 of the institutions we track reported a position in BCBP in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

Does BCB Bancorp, Inc. (BCBP) pay a dividend?

Yes. BCB Bancorp, Inc. yields 4.34% at the current share price. It has paid USD0.480 per share over the trailing twelve months. It has paid a dividend in each of the last 20 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

When does BCBP report earnings next?

BCB Bancorp, Inc. is scheduled to report on 31 Jul 2026. Companies move earnings dates, so read it as scheduled rather than certain.

The full research page for BCBP, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.