ING Groep N.V. (INGVF)
Financials · PNK
Price as at 1 Oct 2026, 23:12 UTC. Quotes are delayed.
Fundamentals
Valuation and ratings
ING Groep N.V. trades at $34.45, which is 111% below the $72.63 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 51 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
It changes hands at 13.3 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.
INGVF dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | $0.869 | 1 |
| 2025 | $1.38 | 3 |
| 2024 | $1.19 | 2 |
| 2023 | $0.899 | 3 |
| 2022 | $0.854 | 3 |
| 2021 | $0.703 | 2 |
| 2019 | $0.758 | 2 |
| 2018 | $0.804 | 2 |
| 2017 | $0.742 | 2 |
| 2016 | $0.463 | 1 |
| 2015 | $0.397 | 2 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
About ING Groep N.V.
ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.
Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.
INGVF passes 6 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
INGVF peers
The largest companies in the same industry (Banks - Diversified), then in the same sector.
- JPM JPMorgan Chase & Co.
- BAC Bank of America Corporation
- HSBA.L HSBC Holdings plc
- RY Royal Bank of Canada
- TD The Toronto-Dominion Bank
- SAN Banco Santander, S.A.
- UBS UBS Group AG
- SMFNF Sumitomo Mitsui Financial Group, Inc.
Every financials company we cover is on the Financials hub.
Common questions
Is ING Groep N.V. (INGVF) undervalued?
Against our fair value estimate of $72.63, INGVF at $34.45 is 111% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.
What is INGVF's P/E ratio?
INGVF trades at 13.3 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.
Does ING Groep N.V. (INGVF) pay a dividend?
Yes. ING Groep N.V. yields 3.81% at the current share price. It has paid $0.869 per share over the trailing twelve months. It has paid a dividend in each of the last 5 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
Where does SteadyShares get its INGVF data?
Fundamentals for INGVF come from company filings and exchange data, as listed on PNK; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 23:12 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.
The full research page for INGVF, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.