Jack Henry & Associates, Inc. (JKHY)

Technology · NMS

$143.94+0.49% today

Price as at 1 Oct 2026, 15:25 UTC. Quotes are delayed.

Fundamentals

Market cap$10.70B
P/E ratio20.7
Dividend yield1.61%
Revenue growth (YoY)+8.7%
Profit margin20.6%
Return on equity24.9%
52-week range$121.04 to $193.39

Valuation and ratings

Fair value estimate$198.11
Upside to fair value+37.6%
Analyst target (mean)$185.71
Analyst range$158.00 to $208.00
Analysts with price targets14
Consensus viewbuy
Moat score71/100
Overall rating75/100, high quality

Fair value: $198.11 (+37.6%), see how we got there

Jack Henry & Associates, Inc. trades at $143.94, which is 38% below the $198.11 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 71 out of 100, which is a wide moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 20.7 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

JKHY dividend history

Dividend yield1.61%
Paid, trailing 12 months$2.41 per share
Most recent payment$0.610, ex 4 Sept 2026
5-year growth (p.a.)+6.2%
Consecutive years of growth22
Consecutive years paid35

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$1.833
2025$2.324
2024$2.204
2023$2.084
2022$1.964
2021$1.844
2020$1.724
2019$1.604
2018$1.484
2017$1.244
2016$1.124

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

JKHY earnings and analyst estimates

EPS estimate, next year$7.10
Expected EPS growth+8.1%
Expected revenue growth+5.9%

Recommendation mix, 16 published ratings

12 buy4 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate Services segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks; and Symitar, a system designed for credit unions. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and services; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Industry: Information Technology ServicesEmployees: 7,300HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

JKHY passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

14 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in JKHY

We hold 10 disclosed trades in JKHY by members of Congress and executive-branch officials. The latest 5:

  • Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 16 Jun 2026 · disclosed 2 Jul 2026
  • Gilbert Cisneros · HouseSell · $1,001 - $15,000 · traded 14 Apr 2026 · disclosed 8 May 2026
  • Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 18 Nov 2025 · disclosed 15 Dec 2025
  • Gilbert Cisneros · HouseBuy · $1,001 - $15,000 · traded 12 Nov 2025 · disclosed 15 Dec 2025
  • Thomas H Tuberville · SenateSell · $1,001 - $15,000 · traded 3 May 2024 · disclosed 5 Aug 2026

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

JKHY peers

The largest companies in the same industry (Information Technology Services), then in the same sector.

Every technology company we cover is on the Technology hub.

Common questions

Is Jack Henry & Associates, Inc. (JKHY) undervalued?

Against our fair value estimate of $198.11, JKHY at $143.94 is 38% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

Which funds own JKHY?

14 of the institutions we track reported a position in JKHY in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is JKHY's P/E ratio?

JKHY trades at 20.7 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Jack Henry & Associates, Inc. (JKHY) pay a dividend?

Yes. Jack Henry & Associates, Inc. yields 1.61% at the current share price. It has paid $2.41 per share over the trailing twelve months. It has paid a dividend in each of the last 35 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its JKHY data?

Fundamentals for JKHY come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 15:25 UTC and is delayed. Our data quality score for this company is 100/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for JKHY, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.