Lakeland Financial Corporation (LKFN)

Financials · NMS

$57.66-0.67% today

Price as at 1 Oct 2026, 10:11 UTC. Quotes are delayed.

Fundamentals

Market cap$1.58B
P/E ratio14.4
Dividend yield3.38%
Revenue growth (YoY)+18.8%
Profit margin41.0%
Return on equity15.2%
52-week range$54.36 to $65.43

Valuation and ratings

Analyst target (mean)$65.00
Analyst range$62.00 to $67.00
Analysts with price targets4
Consensus viewhold
Moat score49/100
Overall rating75/100, high quality

Lakeland Financial Corporation trades at $57.66. Our model's figure for Lakeland Financial Corporation is more than double the highest analyst price target on record. That points to a problem with the inputs rather than a bargain, so we publish no estimate until they produce one that passes this check.

Our moat model scores it 49 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 14.4 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

LKFN dividend history

Dividend yield3.38%
Paid, trailing 12 months$2.06 per share
Most recent payment$0.520, ex 24 Jul 2026
5-year growth (p.a.)+10.8%
Consecutive years of growth12
Consecutive years paid29

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)$1.563
2025$2.004
2024$1.924
2023$1.844
2022$1.604
2021$1.364
2020$1.204
2019$1.164
2018$1.004
2017$0.8504
2016$0.7274

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

LKFN earnings and analyst estimates

EPS estimate, next year$4.49
Expected EPS growth+3.8%
Expected revenue growth+4.6%

Recommendation mix, 4 published ratings

0 buy4 hold0 sell

Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.

About Lakeland Financial Corporation

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.

Industry: Banks - RegionalEmployees: 695HQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

LKFN passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Super investor ownership

10 of the funds we track reported a position in their latest SEC 13F filing. Largest first:

A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.

Politician trades in LKFN

Trades in LKFN disclosed by members of Congress and executive-branch officials, latest first:

  • Donald J Trump · Executive branchSell · $15,001 - $50,000 · traded 15 May 2026 · disclosed 1 Jul 2026
  • Donald J Trump · Executive branchSell · $15,001 - $50,000 · traded 29 Jul 2024 · disclosed 22 Sept 2026
  • Donald J Trump · Executive branchBuy · $15,001 - $50,000 · traded 22 Jul 2024 · disclosed 22 Sept 2026

A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.

LKFN peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Which funds own LKFN?

10 of the institutions we track reported a position in LKFN in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.

What is LKFN's P/E ratio?

LKFN trades at 14.4 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Lakeland Financial Corporation (LKFN) pay a dividend?

Yes. Lakeland Financial Corporation yields 3.38% at the current share price. It has paid $2.06 per share over the trailing twelve months. It has paid a dividend in each of the last 29 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

Where does SteadyShares get its LKFN data?

Fundamentals for LKFN come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 10:11 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for LKFN, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.