Navient Corporation (NAVI)
Financials · NMS
Price as at 1 Oct 2026, 15:16 UTC. Quotes are delayed.
Fundamentals
Valuation and ratings
Navient Corporation trades at $8.91, which is 114% below the $19.03 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.
Our moat model scores it 27 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.
NAVI dividend history
Dividends per share by year
| Year | Total per share | Payments |
|---|---|---|
| 2026 (year to date) | $0.480 | 3 |
| 2025 | $0.640 | 4 |
| 2024 | $0.640 | 4 |
| 2023 | $0.640 | 4 |
| 2022 | $0.640 | 4 |
| 2021 | $0.640 | 4 |
| 2020 | $0.640 | 4 |
| 2019 | $0.640 | 4 |
| 2018 | $0.640 | 4 |
| 2017 | $0.640 | 4 |
| 2016 | $0.640 | 4 |
Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.
NAVI earnings and analyst estimates
Recommendation mix, 8 published ratings
Estimates are the published analyst consensus and move often. An earnings date is scheduled, not certain, and a share tends to reprice most violently on the day itself.
About Navient Corporation
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.
Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.
NAVI passes 2 of our 30 screens today
Each screen prints the exact criteria it used, and the circumstances in which it is wrong.
Super investor ownership
7 of the funds we track reported a position in their latest SEC 13F filing. Largest first:
- Ken Griffin, CITADEL ADVISORS LLC$9.14M · 0.0% of book
- Cliff Asness, AQR CAPITAL MANAGEMENT LLC$6.56M · 0.0% of book
- Two Sigma, TWO SIGMA INVESTMENTS, LP$4.38M · 0.0% of book
- Paul Tudor Jones, TUDOR INVESTMENT CORP ET AL$3.79M · 0.0% of book
- Steve Cohen, Point72 Asset Management, L.P.$1.79M · 0.0% of book
A word of warning on reading these figures: a 13F reports the market value of a holding, so a fund that traded nothing at all still appears to have sold when the price fell. We found 102 companies where the standard reading gives the opposite answer. Only the share count is honest.
Politician trades in NAVI
Trades in NAVI disclosed by members of Congress and executive-branch officials, latest first:
- Donald J Trump · Executive branchSell · $15,001 - $50,000 · traded 8 Jul 2024 · disclosed 22 Sept 2026
- Donald J Trump · Executive branchSell · $1,001 - $15,000 · traded 4 Jun 2024 · disclosed 22 Aug 2026
- Greg Gianforte · HouseBuy · $50,001 - $100,000 · traded 28 Jan 2019 · disclosed 6 Mar 2019
- Greg Gianforte · HouseSell · $15,001 - $50,000 · traded 21 Dec 2018 · disclosed 23 Jan 2019
A disclosure reports a value band, not an amount, and is due up to 45 days after the trade; some arrive later. Every filer we track, each with their own page, is on the Congress trading tracker.
NAVI peers
The largest companies in the same industry (Credit Services), then in the same sector.
- V Visa Inc.
- AFRM Affirm Holdings, Inc.
- OMF OneMain Holdings, Inc.
- BFH Bread Financial Holdings, Inc.
- UPST Upstart Holdings, Inc.
- EZPW EZCORP, Inc.
- AGM-A Federal Agricultural Mortgage Corporation
- QFIN Qfin Holdings, Inc.
Every financials company we cover is on the Financials hub.
Common questions
Is Navient Corporation (NAVI) undervalued?
Against our fair value estimate of $19.03, NAVI at $8.91 is 114% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.
Which funds own NAVI?
7 of the institutions we track reported a position in NAVI in their most recent SEC 13F filing. A 13F is filed up to 45 days after quarter end, so it tells you what a fund held then, not what it holds now.
Does Navient Corporation (NAVI) pay a dividend?
Yes. Navient Corporation yields 7.38% at the current share price. It has paid $0.640 per share over the trailing twelve months. It has paid a dividend in each of the last 12 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.
Where does SteadyShares get its NAVI data?
Fundamentals for NAVI come from company filings and exchange data, as listed on NMS; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 1 Oct 2026, 15:16 UTC and is delayed. Our data quality score for this company is 88/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.
The full research page for NAVI, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.
Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.