Wells Fargo & Company (WFC-PY)

Financial Services · NYQ

USD22.32+0.04% today

Fundamentals

Market capUSD103.98B
P/E ratio4.6
Dividend yield6.36%
Revenue growth (YoY)+9.5%
Profit margin27.2%
Return on equity12.6%
52-week rangeUSD22.00 to USD25.08

Valuation and ratings

DCF fair valueUSD48.60
Upside to fair value+117.7%
Moat score51/100
Overall rating77/100, Strong Buy

Fair value: USD48.60 (+117.7%), see how we got there

Wells Fargo & Company trades at USD22.32, which is 118% below the USD48.60 our discounted cash flow model puts on the business. On that measure alone it screens as undervalued, though a DCF is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 51 out of 100, which is a moat, but not a deep one. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 4.6 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

WFC-PY dividend history

Dividend yield6.36%
Paid, trailing 12 monthsUSD1.41 per share
Most recent paymentUSD0.352, ex 29 May 2026
Ex-dividend date29 May 2026
Dividend payment date15 Jun 2026
5-year growth (p.a.)0.0%
Consecutive years paid9

Dividends per share by year

YearTotal per sharePayments
2026 (year to date)USD0.7032
2025USD1.414
2024USD1.414
2023USD1.414
2022USD1.414
2021USD1.414
2020USD1.414
2019USD1.414
2018USD1.414
2017USD0.9023

Split-adjusted amounts in the listing currency, grouped by the calendar year of the ex-dividend date, from the filed record. Growth and streak figures compare complete years only.

About Wells Fargo & Company

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

Industry: Banks - DiversifiedEmployees: 197,466HQ: United States

WFC-PY passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

Common questions

Is Wells Fargo & Company (WFC-PY) undervalued?

Against our discounted cash flow estimate of USD48.60, WFC-PY at USD22.32 is 118% below fair value. That is one model's answer, not a recommendation, and most of a DCF's output sits in a terminal value nobody can forecast.

What is WFC-PY's P/E ratio?

WFC-PY trades at 4.6 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Does Wells Fargo & Company (WFC-PY) pay a dividend?

Yes. Wells Fargo & Company yields 6.36% at the current share price. It has paid USD1.41 per share over the trailing twelve months. It has paid a dividend in each of the last 9 complete calendar years. A dividend is declared by the board and can be cut at any time; a yield is a fact about the current price, not a promise.

The full research page for WFC-PY, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.