Coastal Carolina Bancshares, Inc. (CCNB)

Financials · OQX

$18.42-0.05% today

Price as at 30 Sept 2026, 16:55 UTC. Quotes are delayed.

Fundamentals

Market cap$127.06M
P/E ratio9.5
Revenue growth (YoY)+17.1%
Profit margin29.0%
Return on equity13.0%
52-week range$12.02 to $18.59

Valuation and ratings

Fair value estimate$36.86
Upside to fair value+100.1%
Moat score43/100
Overall rating60/100, good quality

Fair value: $36.86 (+100.1%), see how we got there

Coastal Carolina Bancshares, Inc. trades at $18.42, which is 100% below the $36.86 our fair value estimate puts on the business. On that measure alone it screens as undervalued, though a valuation model is an argument rather than a measurement, and the market is frequently right about why something is cheap.

Our moat model scores it 43 out of 100, which is little in the way of a moat. A moat is a structural reason competitors cannot take the profits away, and it matters more to a long holding period than any single quarter's numbers do.

It changes hands at 9.5 times earnings. Be careful reading that in isolation: for a cyclical business a low P/E arrives at the top of the cycle, when profits are peaking and about to fall, which is exactly when the shares look cheapest and are not.

About Coastal Carolina Bancshares, Inc.

Coastal Carolina Bancshares, Inc. operates as a holding company for Coastal Carolina National Bank that provides banking products and services in Horry County, Richland County, Aiken County, Greenville County, Spartanburg County, and Orangeburg County, South Carolina. The company's deposit products include checking, savings, and money market accounts, as well as certificates of deposit. It provides personal loans, such as home equity lines of credit, car and truck, and boat loans, as well as overdraft protection services; residential real estate, non-residential real estate, and consumer loans; and construction and land development, mortgage, and commercial and industrial loans. In addition, the company offers cash management, treasury, online and mobile banking, telephone banking, mobile deposit, remote deposit capture, lockbox, insured cash sweep, wire origination, online ACH origination, and payroll direct deposit services, as well as offers debit and credit cards. The company was incorporated in 2008 and is based in Myrtle Beach, South Carolina.

Industry: Banks - RegionalHQ: United States

Company profile, industry and headcount are as reported by our data provider and can lag a company's own filings by a reporting period. The annual report is the authority.

CCNB passes 6 of our 30 screens today

Each screen prints the exact criteria it used, and the circumstances in which it is wrong.

CCNB peers

The largest companies in the same industry (Banks - Regional), then in the same sector.

Every financials company we cover is on the Financials hub.

Common questions

Is Coastal Carolina Bancshares, Inc. (CCNB) undervalued?

Against our fair value estimate of $36.86, CCNB at $18.42 is 100% below fair value. That is one model's answer, not a recommendation. It is built from normalized earning power with growth capped deliberately low, which understates companies whose value is mostly future growth.

What is CCNB's P/E ratio?

CCNB trades at 9.5 times earnings. A low P/E is not automatically cheap: on a cyclical company it is usually a warning that earnings are at a peak.

Where does SteadyShares get its CCNB data?

Fundamentals for CCNB come from company filings and exchange data, as listed on OQX; institutional ownership comes from SEC 13F filings. The share price shown was last refreshed on 30 Sept 2026, 16:55 UTC and is delayed. Our data quality score for this company is 83/100, which is the share of the inputs behind our scores that were actually available rather than assumed. Metrics we do not hold are left out of the page rather than estimated.

The full research page for CCNB, with financial statements, ownership detail, peer comparison and alerts, is free inside the app.

Data from company filings, exchange quotes and SEC EDGAR 13F disclosures. Quotes are delayed. Metrics we do not have are left out rather than estimated. Educational information, not financial advice.